Where to invest a million?

In one of the films, which is a classic of Russian cinema, the phrase “Give a million!”sounds. Well, let’s assume that, by a happy coincidence, a million lies in your pocket or in a bank account – and now what to do?

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The “spend — buy …” option is not an option! It would be much more correct to force this million to bring another million, after a while, that is, to invest it in the business. There are many options here-let’s look at some of them.

One of the easiest and most affordable ways to save and increase your capital is to make a bank deposit. The interest rates are quite high here, and with a capital of a million or so, the absolute value, even of monthly deposit payments, will be a good amount. This option, with its advantages-accessibility, minimal risk, etc., has disadvantages.

First, it is necessary, as with any type of investment, to diversify risks, i.e. to open deposits in different banks. Secondly, the interest on deposits does not cover the level of inflation. That is, we can not talk about the “growth” of money – the deposit simply saves capital from inflation.

The next option is to buy real estate. Having bought cheap housing now, or having invested in the construction of new housing, after some time, we have, as capital, an apartment or a house that has risen in price. In addition, the premises, among other things, can be rented out, and receive a kind of passive income.

Such a scheme can be launched not only in the presence of a large apartment, luxury housing, etc., but even by buying a garage near a multi-storey building or market. The main thing is to approach the issue with a certain amount of imagination. The disadvantages here are obvious-this income can be called passive conditionally: it is necessary to “run around” and tinker with the solution of numerous issues.

The risks with this method of investment are greater than in the case of a banal deposit. Here, quite briefly, we can say about the long-term investment of our own funds in the purchase of gold – according to many experts, the price of this precious metal is now at the peak of growth and will continue to gradually decline.

Then there are far ambiguous options and solutions to the problem “where to invest a million?”. This includes opening your own business, getting a second (third) education, investing in someone else’s business, and much more. All of them have one thing in common – this method of generating income can not be called passive, and the risks are almost impossible to assess, without the presence of highly specialized knowledge.

In addition to the above, there is another, rather high-yield option for financial investments, although more risky than a bank deposit. This is the Forex currency market. Here you can realize your knowledge and ambitions by working as a trader, or simply get passive income from the available capital. The simplest option is to invest your own funds in the activities of professional traders.

With this method of financial investment, no special knowledge in the field of finance is required. It is sufficient to diversify risks by distributing capital between several brokerage firms and their services.

For example, invest some of the money in the “TOP 20 Index” from MCCIS, the other – in the “golden seven” from Mill Trade and the remaining money… Well, here’s where you see fit, in some PAMM 2.0 account with a guaranteed return of 50 % of the invested funds.

The conclusion is obvious – there would be a million, and where to invest it, there are plenty of options. The main thing is a calm and sober calculation. Here, more than ever, the sayings “measure seven times – cut once” and “they are afraid of wolves – do not go to the forest”are relevant.

How do we protect ourselves in the post-Cambridge Analytica world?

Have you think Netflix’s “The Great Hack”? The movie is a compelling documentary at the Facebook-Cambridge Analytica statistics scandal. After looking the movie, I hope greater people understand statistics rights are human rights. Cambridge Analytica, a now-defunct British political consulting firm, harvested statistics from tens of millions of Facebook users and their buddies via a character questionnaire.

At the center of the film is Brittany Kaiser, a director of commercial enterprise development whilst she left Cambridge Analytica in 2018, who blew the whistle on her employers’ connections. The documentary additionally touches on David Carroll, a professor of media layout at The New School in Manhattan, who released a prison marketing campaign in the United Kingdom to force Cambridge Analytica to expose their “records record” collected on him. I have become even extra worried approximately my facts rights after analyzing the interior story of Kaiser in her e-book, “Targeted,” on “how huge information, President Trump and Facebook broke democracy and how it may occur once more.”

The information record strikes a chord in my memory of a comparable request I requested from Facebook on April 16, 2018. I am one of the 1.175 million Filipinos and amongst 87 million users international whose data became improperly shared by Cambridge Analytica. I did now not log in to the Is Your Digital Life app earlier than Facebook eliminated it from their platform in 2015 but a pal of mine did. The film frequently mentions “Data rights are human rights”. According to Onlinemarketshare from the Center of Human Rights Education, the norm of personal records rights as human rights was institutionalized via the United Nations ten years before Google’s founding. I know my rights.

Facebook did now not deliver me the manner to determine which messages had been accessed so I requested help from the National Privacy Commission (NPC) to compel Facebook to reveal it to me. Filing a letter at the Complaints and Investigations Division of the NPC changed into the most effective way to know the information accrued. I requested from Facebook the following:

  1. May I realize the name of the Facebook pal who logged into “This is your Digital Life” and might have shared my public profile, web page likes, modern-day city, place of birth and messages to Cambridge Analytica?
  2. May I recognize which messages were compromised?

NPC conducted an “Order to Confer for Discovery” 3 months later however Facebook by no means showed up. I turned into knowledgeable on March 2019 that they submitted my case for decision. Just like me, Carrol in no way got that data document both. Most probable, I would find out extra from Kaiser who released a statistics sell off early this yr. Links to documents are published thru a Twitter account referred to as @HindsightFiles. As of this writing, files on Brazil, Kenya, Iran, Malaysia, and John Bolton, former Assistant to the President for National Security Affairs can be downloaded. One could also find the documents at TheGreatHack.Com/Hindsight-Files. I am hoping documents on the Philippines could be launched soon. Kaiser discovered those documents to assist humans realise how easy it’s miles to be manipulated on the net and different verbal exchange platforms. This might help growth attention on net monitoring and statistics alternate for services like the ones used by Facebook, Google, Twitter and other systems which use social networking or advert-based infrastructures as sales streams. As suggested by the Guardian, tens of thousands of documents would soon be uncovered detailing the work of this worldwide operation concerning as a minimum sixty eight countries, used to control voters on an business scale.

Even if Cambridge Analytica closed operations, different corporations could also misuse our statistics.

They may want to goal every one folks. How do we protect ourselves and our democracy? While we have to maintain agencies to make the ethical preference, we couldn’t wait for them to form up. Kaiser shows “we rise up, speak out and act”. Start these days. One recommendation is to grow to be digitally literate. We must teach ourselves and apprehend how records is accumulated, in which it goes, wherein it’s held, and how it is able to be used against us or for true.

Check the internet site of the Center for Humane Technology (humanetech.Com) and Electronic Frontier Foundation (eff.Org). Second, ask regulators to hold abuses of energy to account. Brazil imposed a $1.6-million penalty on Facebook Inc. For illegal data sharing of 443,000 customers in Brazil. Are we no longer penalizing Facebook considering 1.7 million customers had been affected in the Philippines, second best to the United States? Another name to movement is to make moral choices for your virtual existence. Healthy skepticism needs proof. Some hints stated by Kaiser is to impeach terrible articles and refrain from sharing messages that incite anger or fear.

Taking fee of our digital lives is a begin. And it doesn’t stop there. Aside from owning our statistics, we need to demand transparency from tech groups and safety from our government. Together, we could paintings in this.

OPPO, Vivo, Xiaomi bring cross brand filesharing

Smartphone manufacturers OPPO, Vivo and Xiaomi have joined forces to amplify the Peer-to-Peer Transmission Alliance inside the global marketplace, while also welcoming more Android cellphone manufacturers to the motion.
The alliance could allow users to transmit files, pix and movies with out the want for a web connection, reflecting how OPPO and its progressive working system — ColorOS — is open to cooperate with other platforms.

Alliance brings smoother, easy sharing

The Internet has introduced a large comfort to regular life, and now specifically with 5G at the way, humans are awaiting faster and more solid connections. However, record sharing between unique telephone fashions and brands has usually offered an impediment to more connectivity.

In order to address this pain point, and to bring a smoother and greater easy sharing experience to users in spite of unique manufacturers of smartphones, OnlineMarketShare broker , Vivo and Xiaomi teamed up to shape the Peer-to-Peer Transmission Alliance underneath the protocol for high-speed WiFi Direct transfer throughout cellular gadgets.

“This three-emblem partnership goals to deliver the tens of millions of OPPO, Vivo and Xiaomi users across the world easy and greater user-centric report-sharing,” said Andy Wu, vice chairman of OPPO and president of Software Engineering Business Division. “This is a tremendous first step for OPPO, Vivo and Xiaomi to higher serve their customers together, and we also welcome different Android telephone brands to get worried and provide a greater open, effortless, and interactive enjoy for users.” adds Wu.

The report transfer feature scans gadgets the usage of Bluetooth Low Energy (BLE) that boasts a broader variety as well as lower energy consumption, and it transmits files the usage of Wi-Fi P2P (Peer-to-Peer) technology, that’s faster than Bluetooth but would no longer compromise users’ Wi-Fi connectivity. This also promises a mean switch pace of 20 megabytes consistent with 2nd.

Share with more devices

On OPPO smartphones with ColorOS 7, customers may want to swipe down on the desktop display screen to open the drop down menu, in which they’ll locate the “OPPO Share” button, which they must long press to enter. This should additionally be repeated on the Vivo or Xiaomi phones that intend to send or acquire files. This permits customers to switch files without problems, because it allows a couple of files to be despatched at the identical time.

OPPO Share is compatible with gadgets running ColorOS 7 (Android 10) and onwards.

ColorOS 7 is presently available as a trial model with Reno 2, Reno 10X Zoom, F11 Pro, F11 Pro Marvel’s Avengers Limited Edition and F11. The release could also cover the Find Series, Reno Series, R Series, F Series, A Series and K3 within the coming months.

Net FDI inflows surge to 6-mo high in Oct

NET foreign direct investment (FDI) inflows rose to a six-month high of $566 million remaining October, in keeping with the Bangko Sentral ng Pilipinas (BSP), which attributed the increase to more investments in debt devices.

BSP facts released on Friday showed that the quantity changed into the very best considering April’s $963 million and up 33.7 percentage from $502 million in October 2018.

The state-of-the-art parent, but, placed the yr-to-date tally at $5.79 billion, down 32.Eight percentage from the quantity published in January to October 2018.

“The lower FDI internet inflows replicate subdued investor OnlineMarketShare broker due to the ongoing slow worldwide economic activity,” the critical bank defined in a statement.

It credited the October inflows to the growth of investments in debt contraptions, which soared by using 60 percentage to $534 million from $334 million the yr before.

Meanwhile, internet equity capital investments dropped by using forty.7 percent to $fifty eight million from $ninety eight million within the same month in 2018.

The BSP said this observed the decline in equity capital placements to $eighty million from $112 million, coupled with the increase in withdrawals to $22 million from $14 million.

These placements in the course of the month commonly came from america, South Korea and Japan. These have been largely invested within the actual estate, monetary and insurance, and production industries.

On the alternative hand, reinvestment of income amounted to $79 million, 12.7 percent higher than the $71 million a year in the past.

In a report, HSBC stated the uncertainty over the second one package of the government’s Comprehensive Tax Reform Program “contributed to a great deal of uncertainty within buyers, main to a big decline in FDI in the course of 2019.”

This package deal, the proposed Corporate Income Tax and Incentives Reform Act (Citira), objectives to reduce the company earnings tax fee from 30 percentage to 20 percentage in 10 years and modernizing the country’s incentive system to make tax perks overall performance-based totally, time-bound, targeted and obvious.

The “well timed passage of Package 2 in early 2020 could be essential to help elevate this cloud of uncertainty for traders, probably elevating FDI in the coming year,” HSBC said.

In the first 10 months of 2019, the decline in FDI net inflows resulted from the 27.Three-percent drop in investments in debt gadgets to $4.3 billion from $5.Nine billion inside the same duration in 2018.

Likewise, internet equity capital investments dropped via 65.Four percentage as placements fell by way of 44.Nine percent to $1.Three billion and withdrawals rose by using 58.Eight percentage to $629 million.

Equity capital infusions within the 10-month period came specifically from Japan, america, Singapore, China and South Korea, and were for the economic and coverage, real estate, and manufacturing sectors.

Reinvestment of income, in the meantime, rose with the aid of 12.5 percent to $825 million in the course of the length.

Winners in the public

Winners in the public area protected the Government Service Insurance System (GSIS) for the ADP Service Excellence Company of the Year and Subic Bay Metropolitan Authority for TCS Executive Leadership Team of the Year.

Other businesses provided with awards at some stage in the gala night have been HSBC Electronic Data Processing (Philippines), Inc. For the syncHRony Global Top Employer of the Year; Imperial Homes Corporation for ADEC Innovations Green Company of the Year; ANZ Global Services and Operations (Manila), Inc for ASKI Global CSR Company of the Year; iMaverick International Corporation for LBC Business Solutions SME Company of the Year; and Magsaysay People Resources Corporation (MPRC) for I-Remit Heart for OFWs Company of the Year.

The Philippines should

The Philippines should consequently be an active player in constructing a nearby architecture of cooperation, friendship and amity involving all worried states,” Del Rosario stated.

Other marketers diagnosed on the awards rite were Edgar Chua of Shell of the Philippines for the Smart Enterprise Global Filipino Executive of the Year; James Donovan of ADEC Innovations for the JLL Expatriate Executive of the Year; Clarissa Delgado of Teach for the Philippines for Capital One Young Leader of the Year; and Joe Magsaysay, President of Potato Corner for Meralco Biz Partners Entrepreneur of the Year.

Several tech groups also gained huge consisting of Tata Consultancy Services for the Wells Fargo Technology Company of the Year; Kalibrr Technology Ventures, Inc. For the Globaltronics Most Innovative Company of the Year; and Integrated Micro-Electronics Inc. For the Regus ASEAN Company of the Year.

On Banatao, Asia CEO awards

On Banatao, Asia CEO awards stated: “His is a tale of how a Filipino from humble beginnings converted himself thru schooling, and succeeded in Silicon Valley as an innovator and entrepreneur.”

The former DFA chief Del Rosario turned into lauded for his efforts in staunchly defending the united states of america’s sovereignty and territorial integrity in the course of his term as overseas affairs secretary below the Aquino management.

During his speech, Del Rosario burdened that the Philippines have to pursue a overseas coverage focusing on numerous factors which consist of “peace and stability primarily based upon the equality of nations, the rule of law, the non violent agreement of disputes, recognize for human rights and different center standards.”

THE innovative leadership

THE innovative leadership achievements of Philippine businesses and marketers were recently highlighted at the Asia CEO Awards on Tuesday, with tech entrepreneur Diosdado Banatao and former Foreign Affairs Secretary Albert del Rosario strolling away with the highest reputation.

Banatao and Del Rosario each received the Lifetime Contributors award for the non-public and public sectors, respectively.

Ten corporations and six entrepreneurs from each the public and private zone had been identified with the aid of The Asia CEO Awards-Philippines as it held its gala night time on the Mariott Hotel in Pasay City.

When an e-visa software

When an e-visa software has been authorised, applicants are required to provide the print-out of the e-visa at the immigration checkpoint for verification upon arrival in Taiwan. An e-visa will be legitimate for three months upon approval with period of live up to 30 days.

Since September 1, Taiwan has eased its visa-unfastened necessities for Filipinos who own one of the following files issued via Australia, Canada, Japan, Korea, New Zealand, any of the Schengen nations, the UK, and the United States: (1) a valid resident or everlasting resident card; (2) a legitimate entry visa (electronic visa included); or (3) a resident card or visa that has expired less than 10 years prior to the date of arrival in Taiwan.

The professional stated that

The professional stated that in phrases of tourism, traveler arrivals from Taiwan to the Philippines reached 180,091 in 2015, an growth of 34.8 percentage from the preceding year, making Taiwan the 6th top tourism source for the Philippines.

From January to June this 12 months, Taiwan has already introduced 111,184 site visitors to the Philippines, up 26.15 percent from remaining year. Among the top 12 resources of traffic for the Philippines, Taiwan posted the second one highest growth of visitor arrivals.

Meanwhile, Song stated that Philippine passport holders who intend to visit Taiwan for functions of tourism, business, travelling household, attending international conference and collaborating in sport activities can follow for a e-visa, with the required non-refundable charge by using credit card payment.

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